Have you taken the time to read and understand each of your policy’s terms and conditions? If don’t, maybe the need of a new roof will make you read this document. It is crucial that you investigate these conditions for you to achieve the insurance provider helping with your roof replacement. If the policy clearly does not cover roofing issues, it makes no sense to go to the insurance company. Yet, if this document considers roofing repairs or replacements, or even if it is unclear, you should go forward to the following steps.